This role is at a leading financial agency based in the City of London. It will be paying between £87,000 and £170,000.
They are looking for a Senior Risk Specialist with mortgage lending and risk management experience to work within the Retail Credit Team.
You will be required to:
Lead the development and implementation of the team's mortgage lending services.
Lead the assessment of portfolio quality and risk dynamics and the effectiveness of a firm's credit risk governance, risk management processes and control framework.
Identify emerging risks in the mortgage market, proposing, developing and implementing appropriate responses (for example thematic reviews to assess the impact of common issues in specific portfolios across firms, working with the industry to mitigate risks arising).
Analyse industry and firm-specific data and follow industry trends and market developments to inform and deepen understanding of credit risk and credit risk management.
Essential skills
Portfolio or business unit leadership experience in a significant mortgage lender (operational and/or risk management roles)
Extensive mortgage lending and risk management experience in a variety of underwriting, portfolio risk management and/or arrears management roles.
A command of best practice retail credit risk governance arrangements (including risk assurance and senior management reporting), lending and portfolio management processes and controls.
A sound understanding of retail credit decisioning systems, including, at a high level, the use of decision-making tools such as scorecards.
The confidence to deal with senior management of firms and to lead meetings with firms.
The role is urgent and permanent so if you are interested in applying, please send me over an up to date CV ASAP...
